Welcome to Sanford Credit Union Online
Online Fraud Increasing
We have had reports of online fraud increasing in Manitoba. This is where PC's are targeted with viruses and spywear that include "keyloggers" that can capture passwords and other key information that can make your personal and financial information vulnerable. Everything from credit card numbers to account numbers and passwords are at risk.
The best defense is up todate virus protection software. We also strongly recommend members change passwords for online banking at least every 90 days.
Christmas Bills Got You Down ??
Sanford CU is still offering Special Christmas Loans at the super low rate of 5% to help with your cash flow at Christmas. Pay off credit cards, reduce your line of credit balance, or maybe just replenish your chequing. We have terms to fit almost everyone. Call the branch now to ask how you can access this special limited time offer.
MORTGAGE SALE ON NOW ! ! !
Sanford CU has reduced all its residential mortgage rates. With Fixed Term rates as low as 2.69% and No-Fee Building Lines of Credit at 3.5% see what we can do for you. Click here to see how competitive we can be.
CONGRATULATIONS GRADUATES
Each year Sanford CU provides 2 scholarships to members graduation from high school and going on to further education. This years recipients are Andrew Murray and Jordyn Shaw who are both going to the U of M in the fall.
Andrew Murray with Board President Barry Feller
Jordyn Shaw with CEO David Domes
YOU'RE COVERED BY YOUR MEMBERCARD
We want to remind members of our special coverage for retail purchases made with our CU Membercard. Those purchases are protected against theft or breakage, and that includes gifts. In addition to that coverage, warranty on the item purchased is doubled, for up to an additional year. This double protection also extends to items purchased with a cheque on accounts that have a Membercard attached. Coverage for theft or breakage extends up to 90 days after purchase. Most personal or consumer purchases are covered but there are a few exclusions. For more information on how you are protected, stop by at either of our two branches and ask us for all the details.
TAX FREE SAVINGS ACCOUNT (TFSA') DEPOSIT EARLY AND EARN INTEREST TAX-FREE
2010 TFSA room of $5,000 is available for members age 18 or older. Make your deposit early in the year so that interest earned will be not be taxable. If you are 19 or older this year and did not start your TFSA in 2009, you will have $10,000 in TFSA room available. Ask us about our great rates and see how flexible these plans can be.
Click on the link below for a short presentation on the benefits of the TFSA. For more details contact either of our branches.
TFSA – Designations and Holder's Death
NEW LOW COST YOUTH PACKAGE AVAILABLE FOR 18-25 YEAR OLD MEMBERS
To help in the transition from free service charges as a Junior, Sanford CU has created the Career Start Service Package. For the low monthly fee of $5.50, members can have unlimited usage of electronic services such as Internet Banking, Interac debits, transactions on Manitoba CU ATM,s and much more. Click here for more information.
Sanford CU Student Loans/Lines of credit
It's time to think about "Back to School" and how to finance the costs associated with your post-secondary education. For further details click here Student Loans.
TRAVELING WITH A CREDIT UNION MASTERCARD
Please take note that Credit Union Master Cards are no longer accepted in CUBA, North Korea, Iran, Sudan , and Myanmar (Burma).
Your Credit Union Mastercard is accepted at more than 28 million locations worldwide and travel arrangements, such as airfare, all-inclusive vacation, and tours can still be purchased using your Credit Union Mastercard prior to visiting any country, including those on the restricted list. However, you will need to plan for alternate methods of payment once you are in restricted areas. For more information, call the CUETS MASTERCARD Customer Service Center 1-877-770-0738
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All summer the heavy equipment has been moving dirt, laying pipe, and getting ready to pave the streets of this exciting new development in our community. Soon the basements will start being poured and the houses will soon spring up. Whether it is a loan for a lot, a conventional or CMHC mortgage, or a construction line of credit we can do it for you - and at great rates. Sanford Credit Union has put together a special construction mortgage program for Oak Bluff West that has an easy application process, a flexible building line of credit, and no hidden fees. Click here to see our rates here or call 895-0005 to find out how we can make this dream come true for you!
STUDENT LOANS AVAILABLE
The best option for student loans is the Canada Student Loan Program but not all students qualify for what they need. Stop by at Sanford Credit Union to ask about our special Student Lines of Credit to help you get that all important degree, diploma, or certificate.
SANFORD CU IS GOING GREEN AND YOU CAN HELP IN 2 EASY STEPS
E-Statements are now available
Step 1 - E-statements are now available in CU@HOME. Just click on the E-Statements link after you log in and you will be able to access all your statements since Sept 2010. E-Statements are identical to regular statements (including cheque images) but offer the added convenience of paperless storage. No need to print or save copies for your records: E-Statements are archived for 7 years from date of issue and are available almost immediately after month end. E-statements are available to all members that use CU@HOME immediately with no further action.
Step 2 - Go Paperless. There are many great reasons to go paperless. Maybe you want to declutter, maybe you want to lessen the impact on the environment, now you can do both. You can achieve all that by discontinuing your paper statements and just using E-Statements.
To qualify for discontinuation of paper statements you must be prepared to review and verify your transactions posted to your account by viewing your E-statements on CU@HOME. Any inconsistencies must be reported within 30 days of the posting date of the E-statement. Unfortunately Business/Organizations are not currently able to discontinue receiving paper statements.
TO OPT OUT of receiving paper statements complete the "Discontinue Paper Statements" document and fax, mail or drop off at any SCU branch. These forms are available to fill out at both our branches or can be printed from this web site returned to the branch. Changes made will require one month to take effect so members will get one more statement after they discontinue. Click here to print form.
CHANGE FREQUENCY - If you would still like paper statements, but less often, we also offer quarterly statements. Please note, if you select this frequency it will also apply to your E-Statements. Talk to our Member Service Reps about this option or call 736-2373.
MOBILE BANKING AVAILABLE NOW !!
Ever been at the mall or out for supper and wondered what your account balance is or if your paycheque has been deposited. Now that info is available live on your cell phone 24-7 !!!
Mobile Banking is now available for all Sanford CU members set up with CU@Home Internet Banking. Mobile Banking allows you to get your account balance and your last 5 transactions sent to you by text messaging on your cell phone. You can designate up to 5 different accounts to look at. And its free. The only charge will be whatever your phone carrier charges you to send and receive texts. See the demo here: https://www6.memberdirect.net/brand/celero_sanford/OnlineBanking/ AboutOnlineBanking/MobileDemo/
and find out how simple , safe, and secure it is. Or you can go log directly into your CU@Home account page, select the PROFILE tab at the top of the page. Once in the PROFILE page select the MOBILE BANKING tab on the left. Follow the instructions on registering your phone and you are set to go. If you are not set up on CU@Home internet banking just call one of our branches and get set up now.
CHECK US OUT NOW
Navigate around our web site and see what we have to offer. We have included a great section of Community Links for the community web sites, Financial Links for financial information, and Agricultural Links with lots of web sites for farmers. We also have a great Kids Links page full of interesting sites for kids of any age. On this home page we also have direct links to some of the partners of Sanford Credit Union.
All deposits and interest guaranteed without limit by
CREDIT UNION DEPOSIT GUARANTEE CORPORATION



